Self-Managed Super Funds (SMSF)
Running your own super fund makes you the trustee, and the rules are strict. We take care of the paperwork, the accounts, the audits and the ATO side, so you can focus on the fund itself.
We look after self-managed super funds for trustees across Canberra and the ACT. Whether you're thinking about setting up a fund or yours has been running for years, we'll help you keep it in good order.
SMSF Setup and Establishment
Good fit if
you’re thinking about setting up a fund, or have decided to and want it done properly.
Setting up a self-managed super fund is more than filling in a form. The fund needs a trust deed, the right registrations with the ATO, and a clear picture from day one of what you’re taking on as a trustee.
We look after the paperwork and registrations, and walk you through what happens next so there are no surprises in the first year. Decisions about what the fund invests in are best made with a licensed financial adviser.
☑️ Trust deed prepared
☑️ Fund registered with the ATO
☑️ A clear walk-through of your duties as trustee
SMSF Administration
Good fit if
you want your fund’s records and accounts looked after by people who do this every day.
Running a fund means keeping on top of the records all year. Every contribution, investment transaction and payment needs to be recorded properly, or the problems show up at audit time.
We prepare the fund’s annual accounts and member statements in BGL SF360, and keep the records in order so you have what you need when you need it.
☑️ Annual Financial Accounts
☑️ Member statements for each member
☑️ Record kept audit-ready
SMSF Tax Return Lodgment
Good fit if
you want your fund’s annual return lodged correctly and on time.
Every SMSF has to lodge an annual return with the ATO, and it needs to line up with the fund’s accounts and audit.
We prepare and lodge the return and the regulatory reporting that goes with it, and we tell you early if there’s a tax amount to pay.
☑️ Annual SMSF return prepared and lodged
☑️ Regulatory reporting to the ATO
☑️ Early notice of any tax payable
SMSF Compliance and Audit
Good fit if
you want to be confident the fund meets the rules, and you don’t want the audit to be a last-minute scramble.
Every SMSF must be audited each year by an independent SMSF auditor. It’s the part trustees worry about most, and it’s much calmer when the records are ready.
We coordinate the audit for you. We get the information to the auditor, answer their questions and help you act on anything they raise. Through the year we keep an eye on the ATO rules so the fund stays on the right side of them.
☑️ Audit coordinated from start to finish
☑️ Auditor’s questions handled
☑️ ATO compliance checked through the year
Pension and Retirement Support
Good fit if
you’re approaching retirement, moving to a pension, or already paying yourself from the fund.
When members start drawing a pension from the fund, the rules get more detailed. There are minimum pension payments to meet each year (sometimes called minimum drawdowns), and the fund’s records and reporting need to reflect them.
We look after the accounting and compliance side of transition to retirement and pension phase, so the right amounts are paid and recorded. For advice on how much to draw or what to invest in, we work alongside your financial adviser.
☑️ Transition to retirement income streams
☑️ Pension phase accounting and records
☑️ Minimum pension payments tracked each year
How It Works
We Talk
We look at your fund's record
We look after the year
A first conversation about your fund, or the find you're thinking about setting up.
We go through your fund's accounts and records in BGL SF360, or set them up from scratch.
Accounts, audit, annual return and a clear next step, with a quote before any work starts.
Questions We Hear A Lot
What does an SMSF trustee have to do each year?
Keep proper records, have the fund's accounts prepared, have the fund audited by an independent SMSF auditor, and lodge the annual return with the ATO. We prepare the accounts, coordinate the audit and lodge the return. You still make the decisions as trustee.
Do you give investment advice?
No. We look after the set-up, accounting, tax and compliance. For advice on what the fund should invest in, we work alongside licensed financial advisers.
How much does SMSF administration cost?
It depends on the size of the fund and how active it is, so we talk first and quote before we start. No surprises on the invoice.
Let's talk about your fund
Tell us where your fund is at, or where you'd like it to be, and we'll tell you honestly how we can help.